A broken windshield is a frequent automobile problem. Including vehicle windshield coverage in your auto insurance policy might protect you against unexpected expenses.
Many of us have been in this situation: we're driving along, minding our own thing, when a car approaching from the opposite direction kicks up grit off the road, which lands on your windscreen.
Even if it just results in a little chip, if left untreated, it can quickly progress to a more significant crack. Many vehicle insurance companies include windshield coverage in their plans since it is such a regular occurrence.
We look at what this implies and whether it's something you should consider adding to your auto insurance policy. Instead, how about a genuine windshield cover? There's no need to look further.
CHECK THE PRICES OF WINDSHIELD COVERS.
What is a windshield cover, and how does one get one?
Windscreen coverage lets you to recuperate the cost of any windscreen repairs or, if necessary, a complete windscreen replacement. Despite the fact that it's termed a "windscreen" cover, it usually covers the other windows as well as the sunroof.
Windscreen coverage is typically included in fully comprehensive automobile insurance packages. The current insurance price index will help you determine the average cost of a comprehensive vehicle insurance policy.
Windscreen protection is generally available as an optional extra for approximately £30 on third-party, fire, and theft plans.
Is it possible to fix or replace my broken windshield?
The size of the chip and its location on the glass will determine whether or not your windscreen has to be fixed or replaced.
The windscreen is usually divided into zones ranging from A to D by windscreen replacement businesses.
Only chips up to 10mm can be fixed in zone A, which is the region of the windshield directly in front of the driver.
Windscreen replacement is required for any vehicle larger than this. Damage of up to 45mm can be repaired in zone D, which is located at the extreme margins of the glass.
Will I be liable for any excess if I file a claim?
If you file a claim for a broken windshield on your vehicle insurance, the amount of excess you must pay varies by coverage. The extra for a windshield replacement, on the other hand, may range anywhere from £10 to £150.
In the meanwhile, the extra for a repair will be significantly lower - up to £50, or even free.
Because of the variations, you should compare vehicle insurance rates before deciding which one is best for you. And, given that a windshield repair may cost several hundred pounds, it's something worth thinking about, especially if you drive frequently.
Is it legal for me to drive if my windscreen is cracked?
Driving with a broken windscreen is risky, since even the tiniest shards may quickly grow into major problems. As a result, any knocks should be seen to as quickly as possible from a safety standpoint.
If you drive with a cracked windscreen, you may be breaking the law under section 40 of the Road Traffic Act.
This is about driving a car in a risky situation.
Changing the windscreen
Furthermore, you must "ensure your vehicle is lawful and roadworthy," according to Highway Code Rule 97.
“You must ensure that your vehicle and trailer conform with the complete criteria of the Road Vehicles (Construction and Use) Regulations,” according to regulation 89, which pertains to vehicle condition.
A motorist should, in general, have a clear vision of the road and traffic ahead of him. This implies that your windshield and other glass, particularly the windows, should be kept in good working order so that your view is not obstructed.
Dealing with a broken windshield or glass on your car may be stressful, and dealing with your insurance company can be much more so. At Mobile Windscreen, we make dealing with insurance claims simple. Our windscreen specialists are ready to help you file your windscreen insurance claim promptly so you can get your vehicle back on the road in no time.
Your comprehensive automobile insurance coverage may cover the cost of replacing a chipped or broken windscreen. If you're not sure if your windshield damage is covered by your insurance, contact one of our experts right away and we'll take care of the rest. It's never been easier to file a windshield insurance claim!
Windscreen insurance claims are processed by us from a number of insurance companies; for more information on windscreen insurance claims, contact one of our helpful staff members now.
Please call us right away to learn how we can assist you in processing your windshield insurance claim in Malaysia and having your vehicle's windscreen or windows fixed quickly!